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Today, for 70% of people, their job is the only source of income, and they do not know how to make money in any other way. They spend a lot of time and effort, but in the end — they earned, they spent. And if they don’t have enough, they take loans, borrow from friends, get into debt and find themselves even further from financial freedom and independence. At Lectera, we believe that everyone needs financial literacy lessons. And we are ready to teach our students how to succeed and achieve financial well-being. The courses in this section will not only fill up the lack of knowledge about finance in general. You will be able to develop skills of a competent personal finance management. You will acquire practical skills in budgeting and achieving financial goals. You will be able to manage your deposits taking into account the peculiarities of tax system and make smart investments.